Welcome To the Real World


	Welcome To the Real World

davboz

5-8-2008 4:03 PM

292 views

tags:

credit, debt

2 Comments |

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5-8-2008 4:40 PM

ericskiff

amen. Credit cards are a tool to be used judiciously, not as a way to get things you don't need before you can afford them.

5-9-2008 2:54 PM

carrerinyes

Good advice!

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<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://www.clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/d1e31888-f0f7-491a-89ef-26e796b55825/10F07687-AFFC-4E48-8A4E-1A68D70BFBA2/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.minyanville.com/articles/index.php?a=16987" href="http://www.minyanville.com/articles/index.php?a=16987" style="font-size: 11px;">www.minyanville.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.minyanville.com/articles/index.php?a=16987"><TABLE width="100%" border="0"><TBODY><TR><TD width="5%" valign="middle"><IMG width="70" height="77" src="http://image.minyanville.com/assets/characters//snapper_06.jpg" valign="bottom" />
							</TD><TD valign="middle"><TABLE cellspacing="0" cellpadding="0" border="0"><TBODY><TR><TD><IMG src="http://image.minyanville.com/images/top_left.gif" /></TD><TD background="http://image.minyanville.com/images/article_balloon_top.gif"> </TD><TD> <IMG src="http://image.minyanville.com/images/top_right.gif" /></TD></TR><TR><TD background="http://image.minyanville.com/images/article_left_bg.gif" align="left"><IMG src="http://image.minyanville.com/images/article_balloon_left.gif" /></TD><TD class="balloonText"> Imagine a place where your credit score is more important than your grade point average.</TD><TD background="http://image.minyanville.com/images/article_balloon_right.gif" align="left"></TD></TR><TR><TD><IMG src="http://image.minyanville.com/images/bottom_left.gif" /></TD><TD background="http://image.minyanville.com/images/article_balloon_bottom.gif"> </TD><TD> <IMG src="http://image.minyanville.com/images/bottom_right.gif" /></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.minyanville.com/articles/index.php?a=16987">“One of the biggest mistakes recent college graduates make is quickly trying to replicate a lifestyle it took decades for their parents to achieve,”</blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.minyanville.com/articles/index.php?a=16987"> students who take on heavy debt to buy a fancy new car, a large screen TV and other trappings of a middle class life damage their long-range prospects for financial advancement.</blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.minyanville.com/articles/index.php?a=16987">Put down <EM>Architectural Digest</EM> and think of cinderblock bookshelves, a used car and a so-so apartment as<EM> tres chic</EM> frump, and remember that your parents probably had lawn furniture -- or worse -- in their first apartment.</blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.minyanville.com/articles/index.php?a=16987">“Get the money before you buy things,</blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.minyanville.com/articles/index.php?a=16987">Credit can be seductive.</blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.minyanville.com/articles/index.php?a=16987">Learn the difference between <A href="http://www.minyanville.com/articles/COST-TGT-WMT/index/a/16990">“smart” and “stupid” debt</A>.</blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.minyanville.com/articles/index.php?a=16987">Henry David Thoreau’s observation: “We are happy in proportion to the things we can do without.”</blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;">&nbsp;</td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/10F07687-AFFC-4E48-8A4E-1A68D70BFBA2/blog/" title="blog or email this clip"><img src="http://content8.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>

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