Negotiating Credit Card Debt Yourself - Win the Battle With Collection Agencies and Creditors


	Negotiating Credit Card Debt Yourself - Win the Battle With Collection Agencies and Creditors

Credits Bible

10-23-2009 5:39 AM

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negotiating credit card debt yourself, negotiate credit card debt

Credits Bible says:

The first thing to realize in negotiating credit card debt yourself is that you are the one in power.

Remember that you're the one in control because collection agencies and creditors want your money. In this article, you will be given the process of how to negotiate with creditors and collection agencies to have your negative items deleted and your debts owe dropped by at least 50%.

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<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://www.clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/2cfbc5df-1245-48b0-8336-97d72ab4e271/64FCFC1D-EA79-4C5C-BB2D-10025A7770EC/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://ezinearticles.com/?Negotiating-Credit-Card-Debt-Yourself---Win-the-Battle-With-Collection-Agencies-and-Creditors&id=2992834" href="http://ezinearticles.com/?Negotiating-Credit-Card-Debt-Yourself---Win-the-Battle-With-Collection-Agencies-and-Creditors&id=2992834" style="font-size: 11px;">ezinearticles.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://ezinearticles.com/?Negotiating-Credit-Card-Debt-Yourself---Win-the-Battle-With-Collection-Agencies-and-Creditors&id=2992834"><P>The first thing to realize in negotiating credit card debt yourself is that you are the one in power.</P><P>Remember that you're the one in control because collection agencies and creditors want your money. In this article, you will be given the process of how to negotiate with creditors and collection agencies to have your negative items deleted and your debts owe dropped by at least 50%.</P><P><B>Offer a lower settlement</B></P><P></P><UL><li style="margin-left:16px;padding-left: 0px;">Begin your process of negotiation by contacting your account collections department. </LI>
<li style="margin-left:16px;padding-left: 0px;">If your debt is $2000, offer them $600 to settle the debt. </LI>
<li style="margin-left:16px;padding-left: 0px;">If they want to <U>split the difference, don't do it.</U> Stick to your decision since that is all of the money that you have to pay this debt off.</LI></UL><P></P><P>Once they see that you are willing to pay, tell them that in order for you to pay this off you will need to have this item deleted as well.</P><P>In some cases, they will ask you to pay more. It may be worth the extra money to have it deleted.</P></blockquote><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://www.clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content6.clipmarks.com/images/clip-icon.gif" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.facebook.com/home.php?ref=home" href="http://www.facebook.com/home.php?ref=home" style="font-size: 11px;">www.facebook.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.facebook.com/home.php?ref=home"><SPAN>Chat</SPAN></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.facebook.com/home.php?ref=home"><SPAN>Notifications</SPAN></blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;">&nbsp;</td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/64FCFC1D-EA79-4C5C-BB2D-10025A7770EC/blog/" title="blog or email this clip"><img src="http://content7.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>

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