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Band Overdraft Fees PART #2
hayliirjsmom
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7-29-2007 7:22 PM
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government
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debt
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credit
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<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://www.clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/3a4ebb4c-78e1-4a70-bedf-34faaab8c494/745AFF1E-FE2C-4BC6-A0DB-9F5EC8A85AC7/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.tbo.com/news/money/MGB03AFIN4F.html" href="http://www.tbo.com/news/money/MGB03AFIN4F.html" style="font-size: 11px;">www.tbo.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.tbo.com/news/money/MGB03AFIN4F.html"><P> In its most recent report, "Out of Balance," the consumer advocacy group found that debit cards are the largest source of account overdraft fees for banks and credit unions. Debit card point of sale and ATM overdrafts cost consumers $7.8 billion in 2006, which represented 45 percent of the $17.5 billion the financial institutions received in overdraft fees last year.</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.tbo.com/news/money/MGB03AFIN4F.html"><P> In hopes of reducing overdraft fees, the center is supporting legislation sponsored by Rep. Carolyn Maloney, D-N.Y., and Rep. Barney Frank, D-Mass., that would require banks and credit unions to warn their customers before authorizing an electronic overdraft. The House recently held a hearing on the legislation.</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.tbo.com/news/money/MGB03AFIN4F.html"><P> And financial institutions should restrain their fee frenzy and stop routinely allowing consumers to withdraw funds that exceed their account levels, only to slam them with overdraft charges.</P></blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;"> </td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/745AFF1E-FE2C-4BC6-A0DB-9F5EC8A85AC7/blog/" title="blog or email this clip"><img src="http://content9.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>
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