Budgeting for Lazy People


	Budgeting for Lazy People

Socratoad

7-17-2008 2:27 PM

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<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://www.clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/208e2f34-1de3-467b-bcea-40e2ce3985cc/AED713D3-C715-44B9-BF3C-67070BA7FB37/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.fool.com/personal-finance/saving/budgeting-for-lazy-people.aspx" href="http://www.fool.com/personal-finance/saving/budgeting-for-lazy-people.aspx" style="font-size: 11px;">www.fool.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.fool.com/personal-finance/saving/budgeting-for-lazy-people.aspx"><H1 class="entry-title">Budgeting for Lazy People</H1></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.fool.com/personal-finance/saving/budgeting-for-lazy-people.aspx"><P>
In matters of budgeting, there are two clear camps of consumers: them, and the rest of us. 
</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.fool.com/personal-finance/saving/budgeting-for-lazy-people.aspx"><P>
  <EM>They </EM> are the people you ask to calculate what everyone owes when there are more than two of you dining out. <EM> They</EM> know exactly how much they spent on ATM fees last week, last month, and last quarter. <EM> They</EM> balance their checking accounts down to the penny. Daily. 
</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.fool.com/personal-finance/saving/budgeting-for-lazy-people.aspx"><P>
The rest of us? Well, we swear that <EM> tomorrow</EM>, we really <EM> are</EM> going to sit down and make a budget. It's not that we don't mean it -- it's just that we have issues with following through. 
</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.fool.com/personal-finance/saving/budgeting-for-lazy-people.aspx"><P>
  <STRONG>The secret to setting up a budget you'll actually follow<BR /></STRONG>If nothing else, remember this one simple budgeting rule: Spend less money than you make. 
</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.fool.com/personal-finance/saving/budgeting-for-lazy-people.aspx"><P>
Now that you've memorized that line, let's fine-tune that advice. Procrastinators, you can rejoice: There <EM> is</EM> such a thing as a budget that you can stick to. What's the secret? Take every shortcut possible.  
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