How to handle a debt collector


	How to handle a debt collector

jjjacob811

5-28-2007 9:45 PM

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tags:

debt, collection

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5-30-2007 10:48 PM

The REAL Napster

If you want the facts on the debt collection industry you goto the Bud Hibbs site. Nobody else compares.

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<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://www.clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/1c935433-0367-42bf-9c60-f2f1e1abda6d/E7473B9B-453F-478C-B6A2-1118D74E9E3B/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.marketwatch.com/news/story/story.aspx?guid=%7BD42EAD87%2DE378%2D45AE%2D92DF%2DA93524E20732%7D&siteid=rss" href="http://www.marketwatch.com/news/story/story.aspx?guid=%7BD42EAD87%2DE378%2D45AE%2D92DF%2DA93524E20732%7D&siteid=rss" style="font-size: 11px;">www.marketwatch.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.marketwatch.com/news/story/story.aspx?guid=%7BD42EAD87%2DE378%2D45AE%2D92DF%2DA93524E20732%7D&siteid=rss"><DIV class="h1" id="StoryContent_TopPageNavigation_Headline">How to handle a debt collector</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.marketwatch.com/news/story/story.aspx?guid=%7BD42EAD87%2DE378%2D45AE%2D92DF%2DA93524E20732%7D&siteid=rss">Debt collectors are getting more aggressive. Don't be surprised if a collector pressures you to immediately authorize an automatic debit from your checking account.</blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.marketwatch.com/news/story/story.aspx?guid=%7BD42EAD87%2DE378%2D45AE%2D92DF%2DA93524E20732%7D&siteid=rss"><DIV xmlns:quoteslink="http://www.marketwatch.com/quotelink" class="p">
			What can you do if you're in debt and wind up in this chain of events? Know your two most important rights with debt collectors, under the Fair Debt Collection Practices Act. 
		</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.marketwatch.com/news/story/story.aspx?guid=%7BD42EAD87%2DE378%2D45AE%2D92DF%2DA93524E20732%7D&siteid=rss"><OL xmlns:quoteslink="http://www.marketwatch.com/quotelink"><li style="margin-left:16px;padding-left: 0px;">You may dispute a debt or portion of the debt in writing within 30 days of being notified. If you send a written dispute within 30 days, the debt collector must halt collection efforts until it provides written clarification of the debt. The debt collector also must notify you of this right. </LI><li style="margin-left:16px;padding-left: 0px;">You can stop a debt collector from contacting you by writing a letter to the collector telling him or her to stop. Once the collector receives your letter, he or she may not contact you again except to say there will be no further contact or to notify you of a specific action. This does not erase your debt.</LI></OL></blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;">&nbsp;</td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/E7473B9B-453F-478C-B6A2-1118D74E9E3B/blog/" title="blog or email this clip"><img src="http://content7.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>

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