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clipped from www.usatoday.com
If you're in the market for a home, the world is your oyster. Interest rates are at record lows. Housing prices in many parts of the country are still depressed. And you may be eligible for a generous tax break, even if the home you buy isn't your first.
 ORIGINAL TAX CREDIT VS. NEWER EXPANDED VERSION | Column
On Nov. 6, President Obama signed legislation expanding a tax credit implemented this year as part of the economic stimulus package. What changed:
Stimulus creditExpanded credit
First-time home buyer credit$8,000$8,000
Credit for current homeowners who buy a homeNot available$6,500
Expiration of creditNov. 30April 30, 2010*
Income limits$75,000 single; $150,000 married; additional $20,000 phase-out.$125,000 single; $225,000, married; additional $20,000 phase-out
Limit on cost of purchased homeNone$800,000
* = home buyer has until July 1 to close; Source: National Association of Realtors.
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