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Thieves need the login and password to access your accounts, so make the login difficult to guess, too. Avoid a simple, name-based method; add extra numbers, letters, or an ID that's entirely different. Ideally, use unique logins (and passwords) for each service to isolate any exposure, should someone breach an account. (At the very least, keep unique logins and passwords for your most sensitive accounts, such as online banking.) While you may have to tell a customer service representative your login on occasion, don't share the information without need. And never give anyone a password.
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