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POPSAssociation captive Each Captive management company has its own billing protocols; be prepared to lay out at least $10,000 to get started and be sure you know and understand the other expenditures that will follow. An association captive gives you the opportunity to retain roughly half of that. Operational savings result from minimizing or eliminating commission payments, profit, advertising costs and office overhead along with hedges against moral hazard, adverse selection and compromises for Wall Street favor.
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